*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:#202523;background:#fff;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.6}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #b9520b;outline-offset:4px}button{cursor:pointer}header{position:sticky;top:0;z-index:20;background:#fffffff5;border-bottom:1px solid #e8e8e3;backdrop-filter:blur(12px)}.header-inner{max-width:1320px;margin:auto;min-height:98px;display:flex;align-items:center;justify-content:space-between;padding:18px 40px}.brand{display:flex;gap:12px;align-items:center;font-weight:700;font-size:17px;line-height:1.2;letter-spacing:.025em;flex-shrink:0}.brand b{color:#b85b17}.brand-bottom{font-size:14px;letter-spacing:.31em}.mark{display:grid;place-items:center;width:46px;height:46px;border:1.5px solid #d88536;border-radius:50%;font-size:34px;color:#b85b17;font-weight:400}.header-inner nav{display:flex;gap:27px;font-size:14px}.header-inner nav a:hover,footer nav a:hover{color:#ad4e0a}.menu{display:none}.wrap{max-width:1240px;margin:0 auto;padding-left:40px;padding-right:40px}.hero{position:relative;overflow:hidden;background:#faf9f6;min-height:548px}.hero-art{position:absolute;right:0;top:0;width:68%;height:100%;}.hero-art img{width:100%;height:100%;object-fit:cover;object-position:70% 55%}.hero-art:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#faf9f6 0%,rgba(250,249,246,.15) 27%,transparent 44%);z-index:1}.hero-inner{position:relative;min-height:548px;display:flex;align-items:center;z-index:2}.hero-copy{padding:30px 0;width:55%}.eyebrow{font-size:11px;font-weight:700;letter-spacing:.17em;line-height:1.5;margin:0 0 22px;color:#8a4a1c}.dot{display:inline-block;width:6px;height:6px;background:#cc6c24;border-radius:50%;margin-right:8px;vertical-align:middle}h1,h2,h3,p{margin-top:0}h1{font-size:70px;line-height:1.02;letter-spacing:-.058em;font-weight:500;margin-bottom:26px}h2{font-size:38px;line-height:1.13;font-weight:500;letter-spacing:-.04em;margin-bottom:22px}h3{font-size:22px;line-height:1.2;font-weight:500;letter-spacing:-.025em}.lead{font-size:18px;color:#5c625e;line-height:1.7;max-width:650px}.actions{display:flex;align-items:center;gap:28px;margin-top:28px;flex-wrap:wrap}.button{border:0;background:#202b27;color:#fff;display:inline-flex;align-items:center;justify-content:center;gap:27px;padding:15px 24px;border-radius:3px;font-weight:500;font-size:14px;line-height:1.5}.button:hover{background:#38483f}.quiet{display:inline-flex;gap:14px;align-items:center;font-size:14px;font-weight:500;border:0;background:none;padding:10px 0}.hero-note{font-size:9px;letter-spacing:.13em;color:#6e746c;margin:35px 0 0}.facts{display:grid;grid-template-columns:1fr 1fr 1fr 1fr;align-items:center;gap:28px;padding-top:27px;padding-bottom:27px;border-bottom:1px solid #dedfd8}.facts div{border-right:1px solid #e2e4dc}.facts strong{display:block;font-size:24px;letter-spacing:-.03em;font-weight:500}.facts span{display:block;font-size:11px;color:#6c726c}.facts>a{font-size:13px;display:flex;align-items:center;gap:18px}.facts>a span{font-size:22px}.section{padding-top:84px;padding-bottom:84px}.section-title{display:flex;justify-content:space-between;align-items:end;gap:60px;margin-bottom:34px}.section-title h2{margin-bottom:0}.section-title>p{max-width:370px;color:#68716a;font-size:14px;margin-bottom:3px}.three{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{padding:28px 25px 24px;border:1px solid #e3e5dc;background:#fff;display:flex;flex-direction:column;transition:transform .2s}.card:hover{transform:translateY(-4px);border-color:#c28654}.number{color:#a85c23;font-size:12px;margin-bottom:40px}.card h3{margin-bottom:14px}.card p{font-size:14px;color:#68716a;flex:1}.text-link{font-size:13px;font-weight:600;display:flex;justify-content:space-between;gap:20px;margin-top:20px}.feature{background:#f2f3ed;padding:76px 0}.split{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.split p:not(.eyebrow){color:#657068;max-width:450px;font-size:14px}.tool-teaser{background:white;padding:32px 38px;box-shadow:0 16px 40px #1c312407;border:1px solid #e5e7dc;border-radius:5px}.teaser-top{display:flex;justify-content:space-between;gap:12px;align-items:center;font-size:10px;letter-spacing:.08em;color:#6c746c;margin-bottom:28px}.pill{background:#f4efe5;color:#9e6329;border-radius:3px;padding:4px 7px;font-size:8px}.tool-teaser strong{font-size:36px;font-weight:500;letter-spacing:-.04em;display:block}.tool-teaser small{font-size:16px;color:#737971}.orange{color:#b65c1a}.conversion-rule{display:flex;justify-content:space-between;font-size:10px;color:#7a8179;border-top:1px solid #eaebe4;border-bottom:1px solid #eaebe4;padding:9px 0;margin:15px 0}.tool-teaser p{font-size:10px!important;margin:20px 0 0}.research-list>a{display:grid;grid-template-columns:180px 1fr 45px;align-items:center;border-top:1px solid #e1e4db;padding:27px 0;gap:30px}.research-list>a:last-child{border-bottom:1px solid #e1e4db}.research-list>a>span{font-size:10px;color:#a25d28;letter-spacing:.08em}.research-list h3{margin:0;font-size:25px}.cta{background:#fbf7ef;text-align:center;padding-top:63px;padding-bottom:63px;margin-bottom:70px}.cta h2{font-size:42px}footer{max-width:1240px;padding:30px 40px;margin:auto}.footer-top{display:flex;justify-content:space-between;align-items:center;padding-bottom:30px}.footer-top p{font-size:13px;line-height:1.6;color:#6b736d;margin:0}footer nav{display:flex;flex-wrap:wrap;gap:28px;font-size:14px;border-top:1px solid #e4e6de;border-bottom:1px solid #e4e6de;padding:24px 0}.footer-bottom{display:flex;justify-content:space-between;gap:20px;margin:25px 0 14px;font-size:11px;color:#73796f}.fine{font-size:11px;color:#6c746d;line-height:1.7}.page-head{padding-top:76px;padding-bottom:44px;border-bottom:1px solid #e3e5dc}.page-head h1{font-size:59px}.page-head .lead{max-width:750px}.prose-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px}.prose-grid p,.narrow p{color:#647067}.prose-grid h2{font-size:30px}.source{display:inline-block;color:#90501f;text-decoration:underline;text-underline-offset:4px;font-size:13px}.article-panel{margin-top:48px;background:#f3f4ee;padding:35px}.article-panel li{margin-bottom:14px}.article-panel p{color:#667168;font-size:14px}.research-notes{max-width:920px}.research-notes article{padding:0 0 45px;margin:0 0 40px;border-bottom:1px solid #dedfd7}.research-notes article p:not(.eyebrow):not(.fine){color:#626e64;font-size:17px}.filters{display:grid;grid-template-columns:2fr 1fr;gap:25px;padding:25px;background:#f3f4ee}.directory-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.directory-card{padding:28px;border:1px solid #e1e5d9}.directory-card h2{font-size:29px}.directory-card p:not(.eyebrow){color:#637065;font-size:14px}.directory-card[hidden]{display:none}label{display:block;font-size:13px;font-weight:600;margin-bottom:20px}input,select,textarea{display:block;width:100%;border:1px solid #cfd5ca;background:#fff;border-radius:3px;padding:12px;color:#26322a;margin-top:7px}input:invalid:not(:placeholder-shown){box-shadow:none}.input-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.calculator{display:grid;grid-template-columns:1.4fr 1fr;gap:50px;border:1px solid #dde3d6;padding:32px;margin-bottom:25px}.calculator h2{font-size:30px}.result{display:flex;flex-direction:column;justify-content:center;background:#f3f4ed;padding:30px;min-width:0}.result span{font-size:10px;letter-spacing:.1em;color:#787e70}.result strong{font-size:35px;letter-spacing:-.04em;font-weight:500;color:#a75010;overflow-wrap:anywhere}.result p{font-size:12px;color:#687163;margin-bottom:0}.contact-layout{display:grid;grid-template-columns:1fr 1.3fr;gap:70px}.email{font-size:18px;overflow-wrap:anywhere;color:#9a5016;text-decoration:underline}.contact-layout form{background:#f3f4ee;padding:32px}.check{display:flex;align-items:start;gap:9px;font-size:11px;font-weight:400}.check input{width:auto;margin:5px 0;flex-shrink:0}.check a{text-decoration:underline}.honey{position:absolute;left:-10000px}#form-status{font-size:12px;margin:15px 0 0}.narrow{max-width:850px}.narrow h2{font-size:28px;margin-top:30px}.skip{position:fixed;top:-70px;background:#fff;z-index:100;padding:15px}.skip:focus{top:5px}@media(max-width:1000px){.header-inner nav{gap:18px;font-size:12px}.brand{font-size:15px}.header-inner{padding:17px 30px}.hero-copy{width:58%}.hero h1{font-size:62px}.split{gap:45px}.wrap{padding-left:30px;padding-right:30px}.facts{gap:18px}.section-title{gap:35px}.calculator{gap:25px}.contact-layout{gap:35px}.result strong{font-size:29px}}@media(max-width:760px){.header-inner{min-height:82px;padding:15px 22px}.brand{font-size:14px}.brand-bottom{font-size:12px}.mark{width:38px;height:38px;font-size:28px}.menu{display:flex;border:0;background:transparent;gap:10px;align-items:center;font-size:13px}.header-inner nav{display:none;position:absolute;top:81px;left:0;right:0;background:#fff;padding:24px;box-shadow:0 12px 20px #0001;flex-direction:column;font-size:16px}.header-inner nav.open{display:flex}.wrap{padding-left:23px;padding-right:23px}.hero-inner{min-height:470px;align-items:start}.hero{padding-bottom:280px;min-height:0}.hero-copy{width:100%;padding:48px 0 10px}.hero h1{font-size:59px}.hero .lead{font-size:17px}.hero-art{top:auto;bottom:0;height:330px;width:100%}.hero-art img{object-fit:cover;object-position:80% 62%}.hero-art:before{background:linear-gradient(180deg,#faf9f6,transparent 25%)}.hero-note{font-size:8px;margin-top:25px}.eyebrow{font-size:10px;margin-bottom:18px}.actions{gap:20px}.button{font-size:13px;padding:14px 19px}.quiet{font-size:13px}.facts{grid-template-columns:1fr 1fr;gap:22px;padding-top:26px;padding-bottom:26px}.facts strong{font-size:22px}.facts div:nth-child(2){border:0}.facts>a{font-size:12px}.section{padding-top:55px;padding-bottom:55px}.section-title{display:block}.section-title>p{margin:20px 0 0}.section-title .quiet{margin-top:20px}h2{font-size:33px}.three,.split,.prose-grid,.directory-grid,.contact-layout,.calculator{grid-template-columns:1fr}.three{gap:16px}.card{padding:25px}.number{margin-bottom:22px}.card h3{font-size:24px}.feature{padding:50px 0}.split{gap:32px}.tool-teaser{padding:25px}.tool-teaser strong{font-size:34px}.research-list>a{grid-template-columns:1fr 30px;gap:10px;padding:24px 0}.research-list>a>span:first-child{grid-column:1/-1}.research-list h3{font-size:23px}.cta{margin:0 23px 40px;padding:45px 20px}.cta h2{font-size:36px}footer{padding:25px 23px}.footer-top{display:block}.footer-top p{margin-top:25px}footer nav{gap:14px 24px;font-size:14px}.footer-bottom{display:block}.footer-bottom span{display:block;margin-bottom:8px}.page-head{padding-top:50px}.page-head h1{font-size:45px}.page-head .lead{font-size:17px}.prose-grid{gap:35px}.filters{grid-template-columns:1fr;gap:0}.filters label{margin-bottom:10px}.calculator{padding:22px;gap:20px}.calculator h2{font-size:27px}.calculator .input-grid{grid-template-columns:1fr;gap:0}.result{padding:25px}.result strong{font-size:31px}.contact-layout form{padding:23px}.contact-layout .input-grid{grid-template-columns:1fr;gap:0}.article-panel{padding:25px}.article-panel ol{padding-left:20px}.check{flex-wrap:wrap}.hero .actions{margin-top:23px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}